You do not need to stand in a bank queue to pay an electricity bill in Pakistan. Every major DISCO — MEPCO, LESCO, IESCO, GEPCO, FESCO, PESCO, QESCO, SEPCO, HESCO, TESCO — plus K-Electric accepts payment through mobile wallets, bank apps and 1LINK. Here is the complete 2026 breakdown, with what to do when it fails.
What you need before starting
- Your 14-digit reference number (top-left of any bill; if you don't have it, see our [guide to finding your reference number](/find-reference-number)).
- The exact amount shown on the current bill. Pay this — not what you remember.
- A mobile wallet or bank account funded with at least the payable amount.
JazzCash
Open the app → Bill Payments → Electricity → pick your DISCO (MEPCO, LESCO, K-Electric, etc.) → enter the 14-digit reference → confirm the amount → pay with your Jazz wallet balance or linked card. Confirmation SMS is your receipt. Fee: Rs. 12–25 on most bills, sometimes waived during promotions.
Easypaisa
App → Pay Bills → Electricity → same flow. Easypaisa frequently runs zero-fee months on utility payments — check the confirmation screen before hitting pay. The receipt SMS carries a transaction ID; save it for at least 90 days.
1LINK (any Pakistani bank app)
Every scheduled bank on the 1LINK switch supports electricity bill pay. The menu path differs slightly, but the flow is identical: pick the DISCO, paste the reference, confirm.
- HBL Mobile → Payments → Utility Bills → Electricity
- Meezan Mobile → Bill Payment → Electricity
- UBL Digital → Payments → Utility
- Bank Alfalah → Pay Bills → Electricity
- Allied Bank myABL → Payments → Utility Bills
- Askari Bank → Bill Payment → Electricity
- Faysal DigiBank → Payments → Utility
- MCB Live → Bill Payment → Electricity
- Bank Al Habib → Payments → Utility
- Standard Chartered → Payments → Utility
Bank-app payments usually clear instantly and cost nothing.
Auto-pay / standing instructions
HBL, Meezan and Bank Alfalah offer a standing instruction that debits the exact bill amount every month on the due date. Set it up once at the branch (five minutes, one form) and you never miss a bill again — no late fees, no disconnection risk. Highly recommended if you travel or run multiple properties.
Over-the-counter (still allowed)
Every DISCO bill lists a set of "collecting banks" (HBL, UBL, MCB, ABL, NBP, Meezan and others). Walk in with the printed bill, hand it to the cashier with cash or a cheque, get the stamped receipt back. Slow but works everywhere with no app required.
Post office and NADRA e-Sahulat
NADRA e-Sahulat centres and Pakistan Post branches accept electricity bills in cash. Useful in small towns where mobile wallet penetration is thin.
When online payment fails
Six things to check, in order:
1. New bill not showing — PITC uploads the bill about 24 hours after generation. Very fresh bills sometimes don't appear in wallet lookup for a day. 2. Reference number rejected — check for typos, especially 0 vs O, 1 vs I. Re-enter carefully. 3. Amount mismatch — pay what the bill on this site shows, not a remembered amount. 4. Duplicate payment warning — the DISCO's system already sees a payment against this reference this month. Wait 24 hours, don't retry. 5. Wallet limit hit — Jazz and Easypaisa cap daily transactions. Split into two payments or switch to a bank app. 6. After due date — some apps refuse the "within due date" amount after the deadline. Pay the higher amount.
After you pay
- Save the transaction ID and confirmation SMS.
- The DISCO usually credits the payment in 24–72 hours. If it still shows as unpaid on next month's bill, take the SMS + transaction ID to your Customer Service Centre.
- Fetch your current status from the [bill checker at the top of this site](/) any time — it reflects PITC's latest data.
Payment scams to avoid
- Anyone calling to say "your electricity is being disconnected in one hour, pay this number now" is a scam. DISCOs never call. Ignore, hang up, dial 118 to verify.
- Third-party websites offering "discounted bill payment" or "50% off if you pay through us" are phishing. Only pay through official wallets, bank apps or authorised collecting banks.